Representative APR Example
£350 borrowed for 30 days. Total amount payable by one repayment: £434.
Total interest payable by one repayment: £84. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Welcome To Payday Loan For All

At times you may find yourself in situations where you need to borrow extra cash.
But that does not necessarily mean that you need to take a larger amount of loan. You may just need a few hundred pounds to tide over. You may need it to pay emergency bills or for unexpected repairs. So, to help you with any such small cash requirement you can reach us at Payday Loan For All at any time.

What Are Small loans?

Typically, small loans are any loan that can help you get cash anywhere from £100 to £1000. These loans can be applied for whenever you are caught by any unexpected expenditures.

So, instead of feeling stressed during such situation look out for the various options available. Applying for small loans will let you raise the cash you need urgently. At Payday Loan For All we help you get connected with the lenders in our network who offers small loans. Make use of the loan calculator to find out the total cost of the loan upfront and loan term before you apply.

Small loans are helpful solutions for everyone.
But there are a few things that should be considered before you apply for this loan. Never apply for this loan if you are unsure about repaying it back on time. It is important to use the received amount wisely. They are designed to fix small cash crunches and should not be considered as a solution to long term debts. These loans should not be applied to rebuild your credit score.

Do I qualify?

Are you planning to apply for small loans but unsure if you meet the eligibility criteria? The qualifying criteria for this loan are very simple. You will need to go through a straightforward online application process. To qualify you must fulfill the following preconditions-

  • You should be a UK citizen
  • Must have attained 18 years of age
  • Bank account that accepts direct cash deposit
  • Steady source of monthly income

Safe, Responsible, Convenient

Small loans are safe and convenient financial solution. At Payday Loan For All we do not require you to provide the reasons for taking out this loan. Register with us, complete the application process with the lender and get an instant decision. Once you have received approval, you may get the cash deposited directly into your checking account. Typically, the approved cash will be deposited into your account on the same day or within one working day.

When applying for a small loan, the most important thing to consider is your ability to make timely repayments. You should also agree to abide by the loan terms and conditions mentioned in the loan agreement. The amount of cash borrowed may be small but you still need to repay back responsibly. You should carefully consider when and how you will pay back the loan completely. It is also important to be aware of the cost and fee of the loan or else you may end up paying more than what you intended to.

Collection Practices

All UK lenders offering small loans are subject to an in-depth review into the way they manage borrowers and collect debts by UK's Financial Conduct Authority. Propriety is given to how debts are being collected in the market. The review will also consider how high-cost short term lenders treat their customers when they are unable to make repayment, which will include how they communicate, how they help borrowers to regain control of their debt and how understanding they are to the borrowers and their situation.

As per the review, lenders are required to carry out proper affordability checks on borrower ahead of lending. Besides, they have also limited the number of times a loan can be rolled-over to two. The number of times a payment authority can look through a borrower's account to seek repayment has also been limited.

Borrowers who do not take repayment responsibly at times may end with collection actions as well as lawsuits. All firms engaged in debt collection activities should follow the FCA's "Debt Collection Guidance". We understand that situations may vary from person to person and thus to help you avoid defaulting we recommend you to make an informed choice. You need to find out if you can afford a small loan. We will help you get connected with lender who never uses misleading or aggressive behaviour.

Non Payment Implications

Failure to repay back a loan can get you into serious trouble. If for any reason you are not capable to pay back the borrowed money then you should immediately inform the lender. Non repayment will incur new financial charges. Lenders will begin collection proceedings and they may also take legal action against you to recover the outstanding loan amount. Not paying the loan fully or partially will also bring additional fee, collection calls and have negative impact on your credit rating.

Late Payment

Almost all lenders perform credit risk assessment before extension of credit. Such analysis will help the lenders to determine the level of risk with a borrower's financial ability to repay back a loan. Failure to make timely repayment can result into insolvency or bankruptcy of a borrower. It will also add additional finance charges, fees and interest above the principle amount actually owed. Review the late payment policy in the loan document carefully ahead of entering into a loan agreement.

Loan Renewal Policy

All lenders will provide in the loan agreement details about the repayment schedule, fees, renewals, and Annual Percentage Rates (APRs). Loan renewal policies vary among lenders. Renewing a loan term will not reduce the cash you owe. Instead you will have to pay additional fee for renewing the loan term. Not all lenders will offer loan renewal. Extension and renewal fees could be significant. Besides, some lenders don't allow loan extensions and renewals which indicates that you cannot stretch the loan term. Do check the renewal policy of a loan deal carefully before considering it.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in UK. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

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Warning: Failure to meet your repayments can have serious financial consequences. For help, go to